ZIP profile

Banking access in ZIP 28762

North Carolina · McDowell NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.2308. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.2308
National pressure rank#7,263 of 20,307
National percentile61.49
State pressure rank#401 of 639
State percentile35.37
Weighted banking-desert geography0.23%
Weighted potential-desert geography0.00%
Population banking-desert exposure0.07%
Population potential-desert exposure0.00%
Allocated population6,577.87
Allocated population in banking deserts4.36

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic17.700.010.08%LIMITED
Asian non-Hispanic24.660.000.00%LIMITED
Black non-Hispanic40.300.000.00%LIMITED
Residents with disabilities1,635.890.910.06%STANDARD
Hispanic178.270.000.00%LIMITED
Older residents1,664.971.510.09%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color294.840.370.13%LIMITED
Two or more races non-Hispanic33.900.361.06%LIMITED
White non-Hispanic6,283.033.990.06%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →