ZIP profile

Banking access in ZIP 28761

North Carolina · McDowell NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 11.3502. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index11.3502
National pressure rank#4,171 of 20,307
National percentile76.97
State pressure rank#263 of 639
State percentile56.96
Weighted banking-desert geography11.35%
Weighted potential-desert geography0.00%
Population banking-desert exposure9.49%
Population potential-desert exposure0.00%
Allocated population9,409.30
Allocated population in banking deserts892.73

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic22.630.000.00%LIMITED
Asian non-Hispanic21.1313.7765.19%LIMITED
Black non-Hispanic388.48129.1933.25%LIMITED
Residents with disabilities1,946.04157.208.08%STANDARD
Hispanic291.800.830.28%LIMITED
Older residents1,811.23268.0114.80%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color970.91143.7814.81%LIMITED
Two or more races non-Hispanic246.880.000.00%LIMITED
White non-Hispanic8,438.38748.958.88%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →