ZIP profile

Banking access in ZIP 28754

North Carolina · Madison NC. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 55.807. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index55.807
National pressure rank#1,010 of 20,307
National percentile93.72
State pressure rank#68 of 639
State percentile87.95
Weighted banking-desert geography15.95%
Weighted potential-desert geography79.72%
Population banking-desert exposure11.17%
Population potential-desert exposure83.53%
Allocated population9,339.66
Allocated population in banking deserts1,043.49

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic54.217.3313.51%LIMITED
Asian non-Hispanic46.7629.3062.66%LIMITED
Black non-Hispanic169.390.810.48%LIMITED
Residents with disabilities1,460.13141.429.69%STANDARD
Hispanic394.014.881.24%LIMITED
Older residents2,057.12271.0513.18%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color747.8542.335.66%LIMITED
Two or more races non-Hispanic83.480.000.00%LIMITED
White non-Hispanic8,591.811,001.1611.65%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →