ZIP profile

Banking access in ZIP 28751

North Carolina · Haywood NC. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 52.4393. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index52.4393
National pressure rank#1,108 of 20,307
National percentile93.23
State pressure rank#73 of 639
State percentile87.17
Weighted banking-desert geography52.44%
Weighted potential-desert geography0.00%
Population banking-desert exposure55.05%
Population potential-desert exposure0.00%
Allocated population4,278.53
Allocated population in banking deserts2,355.35

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic106.793.993.73%LIMITED
Asian non-Hispanic17.8010.9661.59%LIMITED
Black non-Hispanic30.3625.9185.35%LIMITED
Residents with disabilities878.47371.5842.30%LIMITED
Hispanic190.3872.7538.21%LIMITED
Older residents1,491.04830.0255.67%STANDARD
Other race non-Hispanic0.280.000.00%LIMITED
People of color369.11121.2132.84%LIMITED
Two or more races non-Hispanic23.517.6132.35%LIMITED
White non-Hispanic3,909.422,234.1457.15%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →