ZIP profile

Banking access in ZIP 28746

North Carolina · Rutherford NC. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 95.9869. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index95.9869
National pressure rank#214 of 20,307
National percentile97.66
State pressure rank#12 of 639
State percentile96.71
Weighted banking-desert geography95.99%
Weighted potential-desert geography0.00%
Population banking-desert exposure88.83%
Population potential-desert exposure0.00%
Allocated population2,890.69
Allocated population in banking deserts2,567.76

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic3.763.76100.00%LIMITED
Asian non-Hispanic10.439.3889.98%LIMITED
Black non-Hispanic138.77120.2086.62%LIMITED
Residents with disabilities529.40462.7387.41%LIMITED
Hispanic14.2212.9591.08%LIMITED
Older residents984.09905.2691.99%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color243.72222.8491.43%LIMITED
Two or more races non-Hispanic66.1366.13100.00%LIMITED
White non-Hispanic2,646.972,344.9388.59%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →