ZIP profile

Banking access in ZIP 28731

North Carolina · Henderson NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 2.3698. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index2.3698
National pressure rank#6,049 of 20,307
National percentile67.65
State pressure rank#358 of 639
State percentile42.1
Weighted banking-desert geography2.37%
Weighted potential-desert geography0.00%
Population banking-desert exposure2.76%
Population potential-desert exposure0.00%
Allocated population8,586.98
Allocated population in banking deserts236.97

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic54.235.5410.21%LIMITED
Black non-Hispanic225.160.640.28%LIMITED
Residents with disabilities1,160.5653.694.63%STANDARD
Hispanic1,224.743.780.31%STANDARD
Older residents2,566.5951.772.02%STANDARD
Other race non-Hispanic2.250.000.00%LIMITED
People of color1,600.1111.400.71%STANDARD
Two or more races non-Hispanic93.711.441.53%LIMITED
White non-Hispanic6,986.87225.573.23%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →