ZIP profile

Banking access in ZIP 28730

North Carolina · Buncombe NC. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 35.3818. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index35.3818
National pressure rank#2,133 of 20,307
National percentile87.08
State pressure rank#122 of 639
State percentile79.03
Weighted banking-desert geography11.06%
Weighted potential-desert geography48.64%
Population banking-desert exposure2.56%
Population potential-desert exposure52.08%
Allocated population10,072.53
Allocated population in banking deserts258.17

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.940.8085.49%LIMITED
Asian non-Hispanic1.740.000.00%LIMITED
Black non-Hispanic342.170.000.00%LIMITED
Residents with disabilities929.6653.935.80%LIMITED
Hispanic929.040.000.00%LIMITED
Older residents1,688.0389.545.30%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color1,504.3022.131.47%STANDARD
Two or more races non-Hispanic230.4121.339.26%LIMITED
White non-Hispanic8,568.23236.042.75%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →