ZIP profile

Banking access in ZIP 28678

North Carolina · Alexander NC. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 54.3386. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index54.3386
National pressure rank#1,047 of 20,307
National percentile93.53
State pressure rank#69 of 639
State percentile87.79
Weighted banking-desert geography52.47%
Weighted potential-desert geography3.73%
Population banking-desert exposure37.43%
Population potential-desert exposure3.12%
Allocated population5,442.56
Allocated population in banking deserts2,036.92

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic16.720.000.00%LIMITED
Black non-Hispanic189.39118.7262.68%LIMITED
Residents with disabilities885.21412.0846.55%LIMITED
Hispanic467.40104.0822.27%LIMITED
Older residents912.66369.2640.46%LIMITED
Other race non-Hispanic1.650.000.00%LIMITED
People of color777.80305.6539.30%LIMITED
Two or more races non-Hispanic102.6382.8580.73%LIMITED
White non-Hispanic4,664.761,731.2737.11%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →