ZIP profile

Banking access in ZIP 28645

North Carolina · Caldwell NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 27.8275. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index27.8275
National pressure rank#2,563 of 20,307
National percentile84.96
State pressure rank#145 of 639
State percentile75.43
Weighted banking-desert geography22.98%
Weighted potential-desert geography9.69%
Population banking-desert exposure20.92%
Population potential-desert exposure8.16%
Allocated population45,585.26
Allocated population in banking deserts9,534.88

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic138.1718.0013.03%LIMITED
Asian non-Hispanic157.460.000.00%LIMITED
Black non-Hispanic2,877.64105.003.65%STANDARD
Residents with disabilities9,001.641,735.3519.28%HIGH
Hispanic2,901.54203.057.00%STANDARD
Older residents9,358.262,080.7822.23%HIGH
Other race non-Hispanic52.2110.9320.94%LIMITED
People of color6,999.20458.246.55%HIGH
Two or more races non-Hispanic798.8251.236.41%LIMITED
White non-Hispanic38,586.069,076.6423.52%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →