ZIP profile

Banking access in ZIP 28638

North Carolina · Caldwell NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.015. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.015
National pressure rank#7,718 of 20,307
National percentile58.92
State pressure rank#417 of 639
State percentile32.86
Weighted banking-desert geography0.02%
Weighted potential-desert geography0.00%
Population banking-desert exposure0.01%
Population potential-desert exposure0.00%
Allocated population12,959.69
Allocated population in banking deserts1.47

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic12.840.010.08%LIMITED
Asian non-Hispanic74.510.000.00%LIMITED
Black non-Hispanic147.510.020.01%LIMITED
Residents with disabilities2,737.060.320.01%STANDARD
Hispanic669.950.000.00%LIMITED
Older residents2,189.730.400.02%STANDARD
Other race non-Hispanic61.230.010.01%LIMITED
People of color1,148.830.040.00%STANDARD
Two or more races non-Hispanic182.790.000.00%LIMITED
White non-Hispanic11,810.861.430.01%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →