ZIP profile

Banking access in ZIP 28630

North Carolina · Caldwell NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 6.3351. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index6.3351
National pressure rank#5,007 of 20,307
National percentile72.82
State pressure rank#296 of 639
State percentile51.8
Weighted banking-desert geography6.34%
Weighted potential-desert geography0.00%
Population banking-desert exposure6.27%
Population potential-desert exposure0.00%
Allocated population20,440.59
Allocated population in banking deserts1,281.56

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic42.038.8020.93%LIMITED
Asian non-Hispanic197.990.000.00%LIMITED
Black non-Hispanic338.6013.554.00%LIMITED
Residents with disabilities3,363.60284.768.47%STANDARD
Hispanic1,004.823.140.31%STANDARD
Older residents4,403.74337.657.67%STANDARD
Other race non-Hispanic14.845.3435.99%LIMITED
People of color2,268.9735.641.57%STANDARD
Two or more races non-Hispanic670.684.810.72%LIMITED
White non-Hispanic18,171.631,245.926.86%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →