ZIP profile

Banking access in ZIP 28605

North Carolina · Watauga NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 6.7687. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index6.7687
National pressure rank#4,926 of 20,307
National percentile73.23
State pressure rank#293 of 639
State percentile52.27
Weighted banking-desert geography6.77%
Weighted potential-desert geography0.00%
Population banking-desert exposure7.13%
Population potential-desert exposure0.00%
Allocated population4,027.12
Allocated population in banking deserts287.15

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic28.980.000.00%LIMITED
Asian non-Hispanic12.580.000.00%LIMITED
Black non-Hispanic93.710.000.00%LIMITED
Residents with disabilities489.2757.9111.84%LIMITED
Hispanic147.637.545.11%LIMITED
Older residents1,115.7972.046.46%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color384.2218.334.77%LIMITED
Two or more races non-Hispanic74.043.855.21%LIMITED
White non-Hispanic3,642.90268.827.38%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →