ZIP profile

Banking access in ZIP 28555

North Carolina · Onslow NC. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 92.3621. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index92.3621
National pressure rank#305 of 20,307
National percentile97.21
State pressure rank#17 of 639
State percentile95.93
Weighted banking-desert geography92.36%
Weighted potential-desert geography0.00%
Population banking-desert exposure95.30%
Population potential-desert exposure0.00%
Allocated population5,062.04
Allocated population in banking deserts4,824.22

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic16.3214.7390.27%LIMITED
Asian non-Hispanic35.0432.9494.02%LIMITED
Black non-Hispanic944.35851.9290.21%LIMITED
Residents with disabilities886.39817.3892.21%LIMITED
Hispanic383.36377.7298.53%LIMITED
Older residents706.34638.8690.45%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color1,509.071,407.2493.25%STANDARD
Two or more races non-Hispanic130.00129.9399.94%LIMITED
White non-Hispanic3,552.973,416.9896.17%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →