ZIP profile

Banking access in ZIP 28539

North Carolina · Onslow NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 1.5275. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index1.5275
National pressure rank#6,396 of 20,307
National percentile65.9
State pressure rank#380 of 639
State percentile38.65
Weighted banking-desert geography1.53%
Weighted potential-desert geography0.00%
Population banking-desert exposure2.76%
Population potential-desert exposure0.00%
Allocated population16,028.83
Allocated population in banking deserts442.15

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic123.850.000.00%LIMITED
Asian non-Hispanic265.164.421.67%LIMITED
Black non-Hispanic1,127.7848.284.28%STANDARD
Residents with disabilities2,607.8860.842.33%STANDARD
Hispanic1,222.9639.753.25%STANDARD
Older residents1,913.3536.881.93%STANDARD
Other race non-Hispanic45.700.000.00%LIMITED
People of color3,362.70102.983.06%STANDARD
Two or more races non-Hispanic573.0410.541.84%LIMITED
White non-Hispanic12,666.13339.172.68%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →