ZIP profile

Banking access in ZIP 28516

North Carolina · Carteret NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 13.909. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index13.909
National pressure rank#3,813 of 20,307
National percentile78.76
State pressure rank#239 of 639
State percentile60.72
Weighted banking-desert geography13.91%
Weighted potential-desert geography0.00%
Population banking-desert exposure12.88%
Population potential-desert exposure0.00%
Allocated population11,760.30
Allocated population in banking deserts1,515.23

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic9.000.000.00%LIMITED
Asian non-Hispanic22.993.9917.35%LIMITED
Black non-Hispanic1,555.6137.612.42%STANDARD
Residents with disabilities2,010.03266.1213.24%STANDARD
Hispanic190.000.000.00%LIMITED
Older residents3,444.78471.8413.70%STANDARD
Other race non-Hispanic53.800.000.00%LIMITED
People of color2,158.0157.552.67%STANDARD
Two or more races non-Hispanic326.6115.964.89%LIMITED
White non-Hispanic9,602.301,457.6815.18%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →