ZIP profile

Banking access in ZIP 28478

North Carolina · Pender NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 29.1463. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index29.1463
National pressure rank#2,473 of 20,307
National percentile85.4
State pressure rank#139 of 639
State percentile76.37
Weighted banking-desert geography29.15%
Weighted potential-desert geography0.00%
Population banking-desert exposure22.08%
Population potential-desert exposure0.00%
Allocated population4,936.78
Allocated population in banking deserts1,089.90

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic39.610.481.21%LIMITED
Asian non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Black non-Hispanic1,300.27445.2534.24%STANDARD
Residents with disabilities927.45213.1022.98%LIMITED
Hispanic349.52138.3139.57%LIMITED
Older residents924.92261.5328.28%LIMITED
Other race non-Hispanic2.622.62100.00%LIMITED
People of color1,787.40620.1034.69%STANDARD
Two or more races non-Hispanic95.3733.4535.07%LIMITED
White non-Hispanic3,149.38469.8014.92%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →