ZIP profile

Banking access in ZIP 28454

North Carolina · Pender NC. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 92.7015. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index92.7015
National pressure rank#300 of 20,307
National percentile97.23
State pressure rank#16 of 639
State percentile96.09
Weighted banking-desert geography85.77%
Weighted potential-desert geography13.86%
Population banking-desert exposure68.99%
Population potential-desert exposure30.29%
Allocated population3,139.06
Allocated population in banking deserts2,165.68

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic7.847.5496.23%LIMITED
Asian non-Hispanic3.153.0596.77%LIMITED
Black non-Hispanic613.46523.0185.26%LIMITED
Residents with disabilities695.11454.5465.39%LIMITED
Hispanic166.5059.1535.53%LIMITED
Older residents386.45308.5879.85%LIMITED
Other race non-Hispanic9.749.7199.73%LIMITED
People of color900.33691.3576.79%LIMITED
Two or more races non-Hispanic99.6588.8989.20%LIMITED
White non-Hispanic2,238.731,474.3365.86%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →