ZIP profile

Banking access in ZIP 28445

North Carolina · Onslow NC. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 50.943. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index50.943
National pressure rank#1,175 of 20,307
National percentile92.9
State pressure rank#80 of 639
State percentile86.07
Weighted banking-desert geography40.27%
Weighted potential-desert geography21.35%
Population banking-desert exposure19.43%
Population potential-desert exposure16.11%
Allocated population8,371.59
Allocated population in banking deserts1,626.96

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic68.770.030.04%LIMITED
Asian non-Hispanic26.870.000.00%LIMITED
Black non-Hispanic349.2659.6717.08%LIMITED
Residents with disabilities1,105.67272.4724.64%STANDARD
Hispanic519.227.001.35%LIMITED
Older residents1,324.02467.4735.31%STANDARD
Other race non-Hispanic6.010.030.45%LIMITED
People of color1,233.06110.718.98%STANDARD
Two or more races non-Hispanic262.4743.9916.76%LIMITED
White non-Hispanic7,138.531,516.2521.24%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →