ZIP profile

Banking access in ZIP 28395

North Carolina · Cumberland NC. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 85.565. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index85.565
National pressure rank#422 of 20,307
National percentile96.63
State pressure rank#32 of 639
State percentile93.58
Weighted banking-desert geography71.13%
Weighted potential-desert geography28.87%
Population banking-desert exposure56.54%
Population potential-desert exposure43.46%
Allocated population2,698.57
Allocated population in banking deserts1,525.83

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic15.581.157.36%LIMITED
Asian non-Hispanic3.520.000.00%LIMITED
Black non-Hispanic342.0691.6826.80%LIMITED
Residents with disabilities394.62222.2156.31%LIMITED
Hispanic200.24107.1553.51%LIMITED
Older residents483.44252.6852.27%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color688.86277.8940.34%LIMITED
Two or more races non-Hispanic124.6075.0660.24%LIMITED
White non-Hispanic2,009.711,247.9462.10%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →