ZIP profile

Banking access in ZIP 28390

North Carolina · Harnett NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 11.3631. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index11.3631
National pressure rank#4,169 of 20,307
National percentile76.98
State pressure rank#262 of 639
State percentile57.12
Weighted banking-desert geography7.29%
Weighted potential-desert geography8.15%
Population banking-desert exposure6.79%
Population potential-desert exposure21.83%
Allocated population25,067.94
Allocated population in banking deserts1,701.25

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic235.363.871.65%LIMITED
Asian non-Hispanic485.3610.542.17%LIMITED
Black non-Hispanic7,581.41365.834.83%HIGH
Residents with disabilities3,731.61279.177.48%STANDARD
Hispanic3,822.54224.985.89%STANDARD
Older residents1,937.26210.2910.85%STANDARD
Other race non-Hispanic223.073.611.62%LIMITED
People of color13,731.19668.474.87%HIGH
Two or more races non-Hispanic1,284.9159.644.64%STANDARD
White non-Hispanic11,336.741,032.789.11%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →