ZIP profile

Banking access in ZIP 28365

North Carolina · Wayne NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 17.7949. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index17.7949
National pressure rank#3,387 of 20,307
National percentile80.87
State pressure rank#210 of 639
State percentile65.26
Weighted banking-desert geography14.85%
Weighted potential-desert geography5.89%
Population banking-desert exposure22.09%
Population potential-desert exposure9.34%
Allocated population16,831.60
Allocated population in banking deserts3,717.78

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic15.260.000.00%LIMITED
Asian non-Hispanic102.030.000.00%LIMITED
Black non-Hispanic4,285.09637.2314.87%STANDARD
Residents with disabilities2,608.05446.7717.13%STANDARD
Hispanic3,095.96711.8122.99%STANDARD
Older residents3,446.75534.4615.51%STANDARD
Other race non-Hispanic23.695.6023.63%LIMITED
People of color8,091.551,466.7918.13%HIGH
Two or more races non-Hispanic568.82112.1619.72%LIMITED
White non-Hispanic8,740.052,250.9925.75%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →