ZIP profile

Banking access in ZIP 28348

North Carolina · Cumberland NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 14.3525. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index14.3525
National pressure rank#3,764 of 20,307
National percentile79.0
State pressure rank#237 of 639
State percentile61.03
Weighted banking-desert geography14.35%
Weighted potential-desert geography0.00%
Population banking-desert exposure17.06%
Population potential-desert exposure0.00%
Allocated population35,660.78
Allocated population in banking deserts6,082.21

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic865.7691.1710.53%LIMITED
Asian non-Hispanic456.240.000.00%LIMITED
Black non-Hispanic10,100.251,217.4612.05%HIGH
Residents with disabilities6,240.47992.5315.90%HIGH
Hispanic3,221.64315.899.81%STANDARD
Older residents3,655.73851.3423.29%STANDARD
Other race non-Hispanic73.046.068.30%LIMITED
People of color16,763.691,906.0711.37%HIGH
Two or more races non-Hispanic2,005.20275.4913.74%STANDARD
White non-Hispanic18,897.084,176.1422.10%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →