ZIP profile

Banking access in ZIP 28338

North Carolina · Richmond NC. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 92.0217. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index92.0217
National pressure rank#312 of 20,307
National percentile97.17
State pressure rank#19 of 639
State percentile95.62
Weighted banking-desert geography92.02%
Weighted potential-desert geography0.00%
Population banking-desert exposure92.54%
Population potential-desert exposure0.00%
Allocated population3,908.07
Allocated population in banking deserts3,616.61

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic8.433.2638.71%LIMITED
Asian non-Hispanic106.50102.8296.54%LIMITED
Black non-Hispanic739.76643.0386.92%LIMITED
Residents with disabilities619.81588.3594.92%LIMITED
Hispanic409.12371.2990.75%LIMITED
Older residents654.76618.5594.47%LIMITED
Other race non-Hispanic61.2061.20100.00%LIMITED
People of color1,415.601,262.3989.18%STANDARD
Two or more races non-Hispanic90.5880.7989.18%LIMITED
White non-Hispanic2,492.472,354.2294.45%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →