ZIP profile

Banking access in ZIP 28326

North Carolina · Harnett NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 17.7683. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index17.7683
National pressure rank#3,392 of 20,307
National percentile80.84
State pressure rank#211 of 639
State percentile65.1
Weighted banking-desert geography17.58%
Weighted potential-desert geography0.38%
Population banking-desert exposure14.24%
Population potential-desert exposure0.42%
Allocated population23,740.32
Allocated population in banking deserts3,380.87

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic503.360.000.00%LIMITED
Asian non-Hispanic524.360.000.00%LIMITED
Black non-Hispanic4,058.68466.9711.51%STANDARD
Residents with disabilities3,297.21918.8027.87%STANDARD
Hispanic3,406.85619.9518.20%STANDARD
Older residents2,145.48448.1920.89%STANDARD
Other race non-Hispanic31.340.000.00%LIMITED
People of color9,581.741,137.9111.88%HIGH
Two or more races non-Hispanic1,027.7950.994.96%STANDARD
White non-Hispanic14,158.582,242.9515.84%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →