ZIP profile

Banking access in ZIP 28314

North Carolina · Cumberland NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 26.8226. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index26.8226
National pressure rank#2,649 of 20,307
National percentile84.53
State pressure rank#153 of 639
State percentile74.18
Weighted banking-desert geography18.17%
Weighted potential-desert geography17.30%
Population banking-desert exposure21.01%
Population potential-desert exposure19.43%
Allocated population55,756.36
Allocated population in banking deserts11,715.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic285.0684.9529.80%LIMITED
Asian non-Hispanic1,681.01551.8532.83%STANDARD
Black non-Hispanic27,966.636,515.4723.30%HIGH
Residents with disabilities8,525.691,855.3721.76%HIGH
Hispanic8,345.411,332.6015.97%HIGH
Older residents5,578.021,061.5919.03%HIGH
Other race non-Hispanic207.940.000.00%LIMITED
People of color41,147.648,972.7321.81%HIGH
Two or more races non-Hispanic2,453.11372.8815.20%STANDARD
White non-Hispanic14,608.722,742.2818.77%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →