ZIP profile

Banking access in ZIP 28304

North Carolina · Cumberland NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 29.4874. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index29.4874
National pressure rank#2,454 of 20,307
National percentile85.5
State pressure rank#138 of 639
State percentile76.53
Weighted banking-desert geography23.15%
Weighted potential-desert geography12.68%
Population banking-desert exposure23.43%
Population potential-desert exposure13.12%
Allocated population37,589.65
Allocated population in banking deserts8,809.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic405.465.051.24%LIMITED
Asian non-Hispanic1,181.79311.1526.33%STANDARD
Black non-Hispanic14,572.813,896.5326.74%HIGH
Residents with disabilities7,103.011,399.5919.70%HIGH
Hispanic4,834.891,453.4030.06%STANDARD
Older residents5,398.961,103.4120.44%HIGH
Other race non-Hispanic180.9823.0012.71%LIMITED
People of color22,631.596,058.2726.77%HIGH
Two or more races non-Hispanic1,404.18351.1225.00%STANDARD
White non-Hispanic14,958.062,750.7218.39%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →