ZIP profile

Banking access in ZIP 28301

North Carolina · Cumberland NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 22.4754. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index22.4754
National pressure rank#2,978 of 20,307
National percentile82.9
State pressure rank#178 of 639
State percentile70.27
Weighted banking-desert geography0.00%
Weighted potential-desert geography44.95%
Population banking-desert exposure0.00%
Population potential-desert exposure42.82%
Allocated population14,711.64
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic174.760.000.00%LIMITED
Asian non-Hispanic151.080.000.00%LIMITED
Black non-Hispanic10,477.700.000.00%HIGH
Residents with disabilities3,064.660.000.00%STANDARD
Hispanic751.170.000.00%LIMITED
Older residents2,602.210.000.00%STANDARD
Other race non-Hispanic197.240.000.00%LIMITED
People of color12,236.790.000.00%HIGH
Two or more races non-Hispanic484.840.000.00%LIMITED
White non-Hispanic2,474.850.000.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →