ZIP profile

Banking access in ZIP 28173

North Carolina · Union NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 7.9757. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index7.9757
National pressure rank#4,701 of 20,307
National percentile74.35
State pressure rank#287 of 639
State percentile53.21
Weighted banking-desert geography3.52%
Weighted potential-desert geography8.92%
Population banking-desert exposure4.02%
Population potential-desert exposure8.73%
Allocated population58,593.24
Allocated population in banking deserts2,355.74

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic53.860.761.41%LIMITED
Asian non-Hispanic4,300.930.000.00%STANDARD
Black non-Hispanic4,875.37104.732.15%STANDARD
Residents with disabilities3,562.82293.478.24%STANDARD
Hispanic4,113.00272.276.62%STANDARD
Older residents5,287.84391.997.41%HIGH
Other race non-Hispanic52.000.000.00%LIMITED
People of color14,959.74400.322.68%HIGH
Two or more races non-Hispanic1,562.8422.561.44%STANDARD
White non-Hispanic43,633.501,955.424.48%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →