ZIP profile

Banking access in ZIP 28168

North Carolina · Lincoln NC. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 56.0841. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index56.0841
National pressure rank#1,002 of 20,307
National percentile93.76
State pressure rank#66 of 639
State percentile88.26
Weighted banking-desert geography27.82%
Weighted potential-desert geography56.53%
Population banking-desert exposure34.05%
Population potential-desert exposure53.49%
Allocated population10,619.67
Allocated population in banking deserts3,616.22

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic19.8016.7384.52%LIMITED
Asian non-Hispanic88.3877.7487.97%LIMITED
Black non-Hispanic540.01352.3165.24%LIMITED
Residents with disabilities2,059.39693.1333.66%STANDARD
Hispanic874.3085.869.82%LIMITED
Older residents1,963.16640.1032.61%STANDARD
Other race non-Hispanic14.920.040.30%LIMITED
People of color1,629.74576.8235.39%STANDARD
Two or more races non-Hispanic92.3244.1347.80%LIMITED
White non-Hispanic8,989.933,039.4033.81%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →