ZIP profile

Banking access in ZIP 28112

North Carolina · Union NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 44.1546. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index44.1546
National pressure rank#1,677 of 20,307
National percentile89.33
State pressure rank#97 of 639
State percentile82.94
Weighted banking-desert geography44.15%
Weighted potential-desert geography0.00%
Population banking-desert exposure48.97%
Population potential-desert exposure0.00%
Allocated population25,534.37
Allocated population in banking deserts12,503.53

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic20.193.9919.74%LIMITED
Asian non-Hispanic115.3646.1740.03%LIMITED
Black non-Hispanic3,531.12641.1118.16%STANDARD
Residents with disabilities3,146.311,570.2949.91%STANDARD
Hispanic4,756.241,275.1426.81%STANDARD
Older residents4,300.402,088.7948.57%STANDARD
Other race non-Hispanic128.200.000.00%LIMITED
People of color8,959.872,099.1223.43%HIGH
Two or more races non-Hispanic408.76132.7132.47%LIMITED
White non-Hispanic16,574.5110,404.4162.77%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →