ZIP profile

Banking access in ZIP 28103

North Carolina · Union NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 45.4802. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index45.4802
National pressure rank#1,615 of 20,307
National percentile89.64
State pressure rank#93 of 639
State percentile83.57
Weighted banking-desert geography45.48%
Weighted potential-desert geography0.00%
Population banking-desert exposure44.60%
Population potential-desert exposure0.00%
Allocated population11,609.19
Allocated population in banking deserts5,178.06

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.530.000.00%LIMITED
Asian non-Hispanic45.7520.6045.03%LIMITED
Black non-Hispanic2,329.32151.536.51%STANDARD
Residents with disabilities1,429.58739.3951.72%STANDARD
Hispanic620.51326.3452.59%LIMITED
Older residents2,241.00919.5441.03%STANDARD
Other race non-Hispanic0.450.45100.00%LIMITED
People of color3,128.54562.6917.99%STANDARD
Two or more races non-Hispanic130.0563.7749.03%LIMITED
White non-Hispanic8,480.654,615.3754.42%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →