ZIP profile

Banking access in ZIP 28092

North Carolina · Lincoln NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 1.5662. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index1.5662
National pressure rank#6,378 of 20,307
National percentile65.99
State pressure rank#379 of 639
State percentile38.81
Weighted banking-desert geography0.10%
Weighted potential-desert geography2.93%
Population banking-desert exposure0.13%
Population potential-desert exposure3.15%
Allocated population37,725.81
Allocated population in banking deserts48.30

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic37.920.220.59%LIMITED
Asian non-Hispanic232.631.010.44%LIMITED
Black non-Hispanic2,936.074.730.16%STANDARD
Residents with disabilities6,181.279.260.15%HIGH
Hispanic3,382.151.140.03%STANDARD
Older residents6,346.798.550.13%HIGH
Other race non-Hispanic115.840.000.00%LIMITED
People of color7,989.927.700.10%HIGH
Two or more races non-Hispanic1,255.710.590.05%STANDARD
White non-Hispanic29,735.8840.600.14%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →