ZIP profile

Banking access in ZIP 28078

North Carolina · Mecklenburg NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 2.0634. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index2.0634
National pressure rank#6,156 of 20,307
National percentile67.09
State pressure rank#362 of 639
State percentile41.47
Weighted banking-desert geography0.41%
Weighted potential-desert geography3.31%
Population banking-desert exposure0.39%
Population potential-desert exposure6.70%
Allocated population62,575.54
Allocated population in banking deserts246.61

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic48.800.000.00%LIMITED
Asian non-Hispanic2,926.3335.591.22%STANDARD
Black non-Hispanic8,133.8394.091.16%HIGH
Residents with disabilities5,389.1323.020.43%HIGH
Hispanic4,391.0712.020.27%STANDARD
Older residents7,497.7818.380.25%HIGH
Other race non-Hispanic84.374.965.88%LIMITED
People of color17,350.87151.080.87%HIGH
Two or more races non-Hispanic1,766.244.420.25%STANDARD
White non-Hispanic45,224.6795.530.21%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →