ZIP profile

Banking access in ZIP 28040

North Carolina · Rutherford NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 12.5417. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index12.5417
National pressure rank#4,001 of 20,307
National percentile77.82
State pressure rank#253 of 639
State percentile58.53
Weighted banking-desert geography11.85%
Weighted potential-desert geography1.39%
Population banking-desert exposure5.70%
Population potential-desert exposure1.09%
Allocated population7,370.56
Allocated population in banking deserts420.42

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic57.780.000.00%LIMITED
Asian non-Hispanic3.700.000.00%LIMITED
Black non-Hispanic415.720.000.00%LIMITED
Residents with disabilities1,545.0736.142.34%STANDARD
Hispanic332.1069.7421.00%LIMITED
Older residents1,522.6682.165.40%STANDARD
Other race non-Hispanic136.810.000.00%LIMITED
People of color976.8569.747.14%LIMITED
Two or more races non-Hispanic30.730.000.00%LIMITED
White non-Hispanic6,393.71350.685.48%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →