ZIP profile

Banking access in ZIP 28027

North Carolina · Cabarrus NC. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 27.091. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index27.091
National pressure rank#2,629 of 20,307
National percentile84.64
State pressure rank#151 of 639
State percentile74.49
Weighted banking-desert geography22.23%
Weighted potential-desert geography9.73%
Population banking-desert exposure25.69%
Population potential-desert exposure15.24%
Allocated population70,057.12
Allocated population in banking deserts17,996.97

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic304.140.000.00%LIMITED
Asian non-Hispanic3,980.591,690.4442.47%STANDARD
Black non-Hispanic12,868.833,677.4128.58%HIGH
Residents with disabilities6,390.251,707.9826.73%HIGH
Hispanic8,386.541,859.2422.17%HIGH
Older residents8,512.631,917.6222.53%HIGH
Other race non-Hispanic664.77170.6625.67%LIMITED
People of color27,635.597,674.3827.77%HIGH
Two or more races non-Hispanic1,406.36276.6319.67%STANDARD
White non-Hispanic42,421.5410,322.5924.33%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →