ZIP profile

Banking access in ZIP 27316

North Carolina · Randolph NC. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 59.2109. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index59.2109
National pressure rank#925 of 20,307
National percentile94.14
State pressure rank#62 of 639
State percentile88.89
Weighted banking-desert geography22.16%
Weighted potential-desert geography74.11%
Population banking-desert exposure25.47%
Population potential-desert exposure70.66%
Allocated population7,749.54
Allocated population in banking deserts1,973.89

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic24.010.000.00%LIMITED
Asian non-Hispanic30.103.6111.98%LIMITED
Black non-Hispanic529.9891.5517.27%LIMITED
Residents with disabilities1,560.32282.3118.09%STANDARD
Hispanic1,037.7619.841.91%STANDARD
Older residents1,223.19280.0522.90%STANDARD
Other race non-Hispanic1.930.000.00%LIMITED
People of color2,041.33299.4414.67%STANDARD
Two or more races non-Hispanic417.55184.4544.17%LIMITED
White non-Hispanic5,708.211,674.4529.33%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →