ZIP profile

Banking access in ZIP 27013

North Carolina · Rowan NC. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 80.8971. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index80.8971
National pressure rank#508 of 20,307
National percentile96.21
State pressure rank#36 of 639
State percentile92.96
Weighted banking-desert geography75.95%
Weighted potential-desert geography9.89%
Population banking-desert exposure74.64%
Population potential-desert exposure7.40%
Allocated population5,993.93
Allocated population in banking deserts4,473.96

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic2.860.9031.34%LIMITED
Asian non-Hispanic90.6381.9690.43%LIMITED
Black non-Hispanic727.29653.2789.82%LIMITED
Residents with disabilities844.30588.4169.69%LIMITED
Hispanic341.92193.9156.71%LIMITED
Older residents860.20622.0672.32%LIMITED
Other race non-Hispanic0.470.47100.00%LIMITED
People of color1,236.40961.3077.75%STANDARD
Two or more races non-Hispanic73.2330.7942.05%LIMITED
White non-Hispanic4,757.533,512.6773.83%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →