ZIP profile

Banking access in ZIP 25427

West Virginia · Berkeley WV. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 53.4155. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index53.4155
National pressure rank#1,077 of 20,307
National percentile93.39
State pressure rank#14 of 216
State percentile93.52
Weighted banking-desert geography53.42%
Weighted potential-desert geography0.00%
Population banking-desert exposure50.11%
Population potential-desert exposure0.00%
Allocated population15,500.35
Allocated population in banking deserts7,767.20

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic9.883.9239.64%LIMITED
Asian non-Hispanic80.210.000.00%LIMITED
Black non-Hispanic284.5780.1928.18%LIMITED
Residents with disabilities2,064.771,036.6850.21%STANDARD
Hispanic306.47173.2956.54%LIMITED
Older residents2,966.811,584.7653.42%STANDARD
Other race non-Hispanic23.2618.8380.92%LIMITED
People of color837.04284.3533.97%LIMITED
Two or more races non-Hispanic132.658.136.13%LIMITED
White non-Hispanic14,663.317,482.8551.03%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →