ZIP profile

Banking access in ZIP 23851

Virginia · Franklin city VA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 13.1995. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index13.1995
National pressure rank#3,900 of 20,307
National percentile78.33
State pressure rank#130 of 566
State percentile75.09
Weighted banking-desert geography10.43%
Weighted potential-desert geography5.54%
Population banking-desert exposure11.22%
Population potential-desert exposure5.54%
Allocated population13,037.12
Allocated population in banking deserts1,462.19

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic13.070.000.00%LIMITED
Asian non-Hispanic190.333.051.60%LIMITED
Black non-Hispanic5,777.02351.826.09%HIGH
Residents with disabilities2,180.40224.2510.28%STANDARD
Hispanic332.6545.4413.66%LIMITED
Older residents3,008.68374.5612.45%STANDARD
Other race non-Hispanic2.341.4963.96%LIMITED
People of color6,629.73446.456.73%HIGH
Two or more races non-Hispanic314.3344.6514.20%LIMITED
White non-Hispanic6,407.391,015.7415.85%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →