ZIP profile

Banking access in ZIP 23321

Virginia · Chesapeake city VA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 6.9458. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index6.9458
National pressure rank#4,886 of 20,307
National percentile73.43
State pressure rank#164 of 566
State percentile69.08
Weighted banking-desert geography1.67%
Weighted potential-desert geography10.56%
Population banking-desert exposure3.15%
Population potential-desert exposure17.82%
Allocated population36,793.33
Allocated population in banking deserts1,158.08

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic53.000.000.00%LIMITED
Asian non-Hispanic1,218.5443.073.53%STANDARD
Black non-Hispanic11,420.95346.593.03%HIGH
Residents with disabilities3,696.79116.393.15%STANDARD
Hispanic1,274.78154.1312.09%STANDARD
Older residents4,797.08117.842.46%STANDARD
Other race non-Hispanic20.0411.6758.25%LIMITED
People of color15,662.06591.273.78%HIGH
Two or more races non-Hispanic1,674.7535.812.14%STANDARD
White non-Hispanic21,131.27566.822.68%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →