ZIP profile

Banking access in ZIP 23038

Virginia · Goochland VA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 59.8014. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index59.8014
National pressure rank#908 of 20,307
National percentile94.23
State pressure rank#34 of 566
State percentile93.11
Weighted banking-desert geography53.33%
Weighted potential-desert geography12.94%
Population banking-desert exposure56.70%
Population potential-desert exposure15.95%
Allocated population2,115.57
Allocated population in banking deserts1,199.48

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic2.810.000.00%LIMITED
Asian non-Hispanic11.7211.72100.00%LIMITED
Black non-Hispanic500.02210.4342.08%LIMITED
Residents with disabilities255.43131.8451.62%LIMITED
Hispanic29.996.9823.27%LIMITED
Older residents457.98218.2447.65%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color627.86298.0647.47%LIMITED
Two or more races non-Hispanic83.3368.9382.72%LIMITED
White non-Hispanic1,487.71901.4360.59%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →