ZIP profile

Banking access in ZIP 23030

Virginia · Charles City VA. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 58.739. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index58.739
National pressure rank#934 of 20,307
National percentile94.1
State pressure rank#35 of 566
State percentile92.93
Weighted banking-desert geography41.41%
Weighted potential-desert geography34.66%
Population banking-desert exposure47.98%
Population potential-desert exposure27.33%
Allocated population4,896.70
Allocated population in banking deserts2,349.29

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic252.9181.9132.39%LIMITED
Asian non-Hispanic43.516.0413.87%LIMITED
Black non-Hispanic2,107.08929.0744.09%STANDARD
Residents with disabilities928.41390.4842.06%LIMITED
Hispanic88.5443.4949.12%LIMITED
Older residents1,191.70476.9340.02%STANDARD
Other race non-Hispanic7.510.000.00%LIMITED
People of color2,706.241,133.1641.87%STANDARD
Two or more races non-Hispanic206.6972.6435.15%LIMITED
White non-Hispanic2,190.461,216.1355.52%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →