ZIP profile

Banking access in ZIP 22551

Virginia · Spotsylvania VA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 67.7389. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index67.7389
National pressure rank#732 of 20,307
National percentile95.1
State pressure rank#29 of 566
State percentile93.99
Weighted banking-desert geography61.38%
Weighted potential-desert geography12.72%
Population banking-desert exposure64.21%
Population potential-desert exposure17.88%
Allocated population18,743.24
Allocated population in banking deserts12,034.89

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic75.1464.7486.16%LIMITED
Asian non-Hispanic211.5499.7347.15%LIMITED
Black non-Hispanic1,636.35903.3855.21%STANDARD
Residents with disabilities2,415.111,582.3765.52%STANDARD
Hispanic1,501.49882.5858.78%STANDARD
Older residents3,038.272,125.2369.95%STANDARD
Other race non-Hispanic1.330.000.00%LIMITED
People of color3,933.182,243.0857.03%STANDARD
Two or more races non-Hispanic491.64292.6559.53%LIMITED
White non-Hispanic14,810.069,791.8166.12%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →