ZIP profile

Banking access in ZIP 22514

Virginia · Caroline VA. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 32.5013. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index32.5013
National pressure rank#2,305 of 20,307
National percentile86.23
State pressure rank#74 of 566
State percentile84.98
Weighted banking-desert geography0.27%
Weighted potential-desert geography64.47%
Population banking-desert exposure0.52%
Population potential-desert exposure48.80%
Allocated population2,237.04
Allocated population in banking deserts11.63

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic16.690.020.11%LIMITED
Asian non-Hispanic2.120.000.00%LIMITED
Black non-Hispanic483.204.120.85%LIMITED
Residents with disabilities363.591.450.40%LIMITED
Hispanic97.870.090.09%LIMITED
Older residents474.072.750.58%LIMITED
Other race non-Hispanic23.580.000.00%LIMITED
People of color772.854.600.60%LIMITED
Two or more races non-Hispanic149.380.380.25%LIMITED
White non-Hispanic1,464.197.020.48%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →