ZIP profile

Banking access in ZIP 21871

Maryland · Somerset MD. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 85.9258. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index85.9258
National pressure rank#416 of 20,307
National percentile96.66
State pressure rank#3 of 312
State percentile98.4
Weighted banking-desert geography85.93%
Weighted potential-desert geography0.00%
Population banking-desert exposure91.09%
Population potential-desert exposure0.00%
Allocated population4,655.16
Allocated population in banking deserts4,240.57

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic18.4818.0697.71%LIMITED
Asian non-Hispanic45.0343.8697.42%LIMITED
Black non-Hispanic2,005.581,962.8997.87%STANDARD
Residents with disabilities697.33616.0188.34%LIMITED
Hispanic174.71163.2093.41%LIMITED
Older residents583.56461.2179.03%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color2,332.392,264.7797.10%STANDARD
Two or more races non-Hispanic88.5976.7686.64%LIMITED
White non-Hispanic2,322.771,975.7985.06%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →