ZIP profile

Banking access in ZIP 21853

Maryland · Somerset MD. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 16.3341. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index16.3341
National pressure rank#3,536 of 20,307
National percentile80.12
State pressure rank#44 of 312
State percentile84.94
Weighted banking-desert geography16.33%
Weighted potential-desert geography0.00%
Population banking-desert exposure10.12%
Population potential-desert exposure0.00%
Allocated population11,049.26
Allocated population in banking deserts1,118.28

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic37.883.158.32%LIMITED
Asian non-Hispanic124.017.666.18%LIMITED
Black non-Hispanic5,847.66385.246.59%HIGH
Residents with disabilities1,400.66216.5715.46%STANDARD
Hispanic510.2037.047.26%LIMITED
Older residents1,367.94209.4915.31%STANDARD
Other race non-Hispanic1.191.19100.00%LIMITED
People of color6,864.10459.096.69%HIGH
Two or more races non-Hispanic343.1624.807.23%LIMITED
White non-Hispanic4,185.15659.1915.75%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →