ZIP profile

Banking access in ZIP 21849

Maryland · Wicomico MD. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 39.208. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index39.208
National pressure rank#1,943 of 20,307
National percentile88.02
State pressure rank#21 of 312
State percentile92.31
Weighted banking-desert geography0.00%
Weighted potential-desert geography78.42%
Population banking-desert exposure0.00%
Population potential-desert exposure70.57%
Allocated population3,147.99
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic54.720.000.00%LIMITED
Black non-Hispanic219.580.000.00%LIMITED
Residents with disabilities455.410.000.00%LIMITED
Hispanic225.450.000.00%LIMITED
Older residents542.300.000.00%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color599.310.000.00%LIMITED
Two or more races non-Hispanic99.560.000.00%LIMITED
White non-Hispanic2,548.680.000.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →