ZIP profile

Banking access in ZIP 21797

Maryland · Carroll MD. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 28.4028. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index28.4028
National pressure rank#2,518 of 20,307
National percentile85.18
State pressure rank#30 of 312
State percentile89.42
Weighted banking-desert geography16.67%
Weighted potential-desert geography23.46%
Population banking-desert exposure14.73%
Population potential-desert exposure18.68%
Allocated population8,745.35
Allocated population in banking deserts1,288.15

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic13.642.2616.54%LIMITED
Asian non-Hispanic413.17129.5131.35%LIMITED
Black non-Hispanic185.7923.4112.60%LIMITED
Residents with disabilities704.2187.7912.47%LIMITED
Hispanic259.2632.7512.63%LIMITED
Older residents1,405.88208.5914.84%STANDARD
Other race non-Hispanic24.5510.2541.72%LIMITED
People of color1,151.27211.6818.39%STANDARD
Two or more races non-Hispanic250.3613.515.40%LIMITED
White non-Hispanic7,594.071,076.4714.18%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →