ZIP profile

Banking access in ZIP 21788

Maryland · Frederick MD. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 20.7929. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index20.7929
National pressure rank#3,121 of 20,307
National percentile82.19
State pressure rank#37 of 312
State percentile87.18
Weighted banking-desert geography20.32%
Weighted potential-desert geography0.95%
Population banking-desert exposure17.31%
Population potential-desert exposure1.50%
Allocated population12,231.71
Allocated population in banking deserts2,117.19

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic6.435.7889.93%LIMITED
Asian non-Hispanic39.1435.2590.06%LIMITED
Black non-Hispanic107.502.202.05%LIMITED
Residents with disabilities1,697.32233.5213.76%STANDARD
Hispanic600.5831.365.22%LIMITED
Older residents2,487.68383.6615.42%STANDARD
Other race non-Hispanic11.000.000.00%LIMITED
People of color1,023.89150.8914.74%STANDARD
Two or more races non-Hispanic259.2576.3029.43%LIMITED
White non-Hispanic11,207.821,966.2917.54%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →