ZIP profile

Banking access in ZIP 21784

Maryland · Carroll MD. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 1.2351. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index1.2351
National pressure rank#6,506 of 20,307
National percentile65.34
State pressure rank#78 of 312
State percentile74.04
Weighted banking-desert geography0.30%
Weighted potential-desert geography1.88%
Population banking-desert exposure0.24%
Population potential-desert exposure2.59%
Allocated population37,953.46
Allocated population in banking deserts91.82

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic39.011.473.76%LIMITED
Asian non-Hispanic1,308.770.000.00%STANDARD
Black non-Hispanic1,794.122.470.14%STANDARD
Residents with disabilities3,777.1010.690.28%STANDARD
Hispanic1,479.754.260.29%STANDARD
Older residents5,388.9416.240.30%HIGH
Other race non-Hispanic44.190.040.08%LIMITED
People of color5,614.689.100.16%HIGH
Two or more races non-Hispanic945.410.870.09%LIMITED
White non-Hispanic32,338.7882.720.26%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →